Florida WDO Inspection Guides
A WDO inspection produces a short, dense state form — and most of the questions it raises aren’t answered on the form itself. What does “evidence of previous infestation” actually mean for your closing? Is the damage in the crawl space termites or plain wood rot? Does your VA loan really require a clear report, and how old can that report be? This library answers those questions one topic at a time.
Each guide is written for Florida specifically: the FDACS-13645 report form, Chapter 482 licensing, the termite species that actually occur here (including Formosan and Asian subterranean termites), and the way Florida lenders and title companies handle findings. Where a rule comes from a statute, a VA circular or a university extension publication, we link the primary source so you can verify it yourself.
These articles are the reference layer behind our directory of FDACS-licensed WDO companies — start here to understand the paperwork, then use the directory, the cost guide and the report walkthrough when you’re ready to order an inspection.
Termite Bonds in Florida: Coverage, Cost & Transfer
What a termite bond covers in Florida, repair vs retreat coverage, advertised annual and transfer fees, and how to move the bond to the buyer at closing.
Updated July 2026
VA Termite Inspection in Florida: Rules & Who Pays
Florida VA loans require a termite (WDO) inspection statewide. Which form is used, who can pay under Circular 26-22-11, the 90-day window, and findings.
Updated July 2026
WDO vs Home Inspection in Florida: What's the Difference
WDO and home inspections in Florida differ in license, scope, and report. What each covers, why lenders may require both, and when one inspection is enough.
Updated July 2026
Drywood Termite Evidence: What WDO Inspectors Look For
How Florida WDO inspectors spot drywood termite evidence — frass pellets, kickout holes, blisters and swarmers — and what a Form 13645 finding means for a sale.
Updated July 2026
Wood Rot vs Termite Damage in Florida WDO Reports
How Florida inspectors tell wood rot from termite damage — brown vs white rot, galleries and mud tubes, the moisture link, and how fungi appear on Form 13645.
Updated July 2026
How to Verify a Florida Pest Control (WDO) License
Step-by-step: verify a Florida pest control or WDO license in the FDACS lookup — check status, the Chapter 482 category, and spot unlicensed inspectors.
Updated July 2026